There been recently some changes recently however application process for a Celtic Insurance health insurance plan. Once the policy is approved, there’s an easy change in effective date; when the protection starts. In one particular case, they had coverage for at least 18 months with qualifying coverage absolutely no breaks given that coverage the federal government 63 business days. In fact, there were no breaks in rrnsurance policy coverage. This is key when switching to several health opportunities. The premium coverage was not modified due towards health or underwriting. The effective date was scheduled to start 19 days later than requested.